Financial Advisor Brisbane
Expert Wealth Planning Services
At Montara Wealth, we know how overwhelming planning your financial future can be. Our expert financial advisors specialise in helping Brisbane clients navigate the complexities of personal finance. Everyday life is stressful enough, so let us take some of that pressure off.
Our team takes a holistic, tailored approach to financial planning, one that reflects your goals, challenges, and lifestyle. Whether you’re chasing short-term wins or building long-term prosperity, we provide clear, practical solutions aligned with your unique objectives.
- See modelled outcomes before you decide
- Clear financial direction for your future
- Local insight into Brisbane's fast-moving market
5.0 on Google · 14 reviews
- Privately owned · Not aligned with any bank
What Does a Financial Advisor Do? Brisbane’s Expert Guide
A professional financial planner develops tailored strategies to help you achieve your long-term objectives, taking into account your income, assets, debt and savings.
Our aim isn’t to sell you a product, but to offer genuine financial support and advice on investments, tax and retirement. Montara’s process is built on collaboration, focused entirely on you and your future goals, with outcomes shaped by both your aspirations and our expertise.
Montara Wealth is not aligned with any financial institution or bank — meaning our advice is built around you, not a product shelf.
Cashflow Management
Analysing income and expenses to build a budget, improve saving habits, and free up money for debt repayment or investment goals.
Superannuation
Advice on optimising your super fund, including contribution strategies, fund/investment selection, and consolidating multiple accounts to build retirement savings tax-effectively.
Property Purchase
Guidance on affordability, financing structure, and how a property purchase (owner-occupied or investment) fits into your broader financial and tax position.
Insurance
Assessing personal risk (life, TPD, income protection, trauma cover) and recommending appropriate policies to protect you and your family against financial loss from death, illness, or injury.
Self-Managed Super Fund
Setting up and advising on a super fund you control directly, giving greater investment flexibility but requiring you to manage compliance, admin, and trustee responsibilities.
Share Investing
Advice on building and managing a portfolio of listed shares, including stock selection, diversification, and risk management aligned with your goals.
Retirement Planning
Developing a strategy to accumulate and then draw down assets in retirement, covering income streams, pension eligibility (e.g. Age Pension), and how long your savings need to last.
Choosing the Best Financial Advisor
As financial planners in tune with the needs of Brisbane locals, Montara Wealth focuses on identifying and building financial direction for our clients. We work with people from the very beginning of their financial planning journey, right through to those preparing for retirement.
1. A Great Investment Advisor Doesn’t Look Solely at Numbers
Montara Wealth focuses on understanding you as a person, your goals and aspirations. Before we look at any specific figures, we want to understand what financial success looks like to you, and what concerns you have for the future. Our goal is to help you build the life you want, for yourself and your family.
2. A Financial Planner Should Present Outcomes Before a Decision
Knowing the potential outcomes of your financial plans before you make a decision gives you genuine clarity and confidence moving forward. Montara Wealth models various strategies, allowing you to test different pathways for your wealth planning before deciding which approach works best for you. Our approach is client centred, so the decision is always yours.
3. A Financial Advisor With You For the Long Haul
Montara Wealth recognises that circumstances can change over time: family dynamics shift, income varies, and debts or investments fluctuate. We don't just come up with a great financial strategy and leave you to implement it alone. Our team builds these strategies with you from beginning to end, offering ongoing support as circumstances change. Being adaptable is at the heart of great financial planning, and it's what we do best.
What to Expect From a Financial Planner in Brisbane
Montara Wealth is a team of financial planning advisors. Our process is collaborative and outcomes based, not built around selling products. We focus on the personal factors that shape a financial plan, so the solution fits you. Here’s how we work with you:
We start by understanding the life you live and the future you want for yourself and the people you care about. We ask what you and your family value most, and where your priorities lie.
From there we map your current financial position, cash flow and future wealth opportunities. We model different scenarios, such as relocating outside Brisbane or covering private school fees, then compare strategies to fund them.
We also weigh your risk appetite, how ambitious your goals are, and how close you are to reaching them or retiring. That tells us whether a conservative or more assertive strategy suits you, how much you need to save, and how debts, investments or savings will affect your spending.
STEP 01Free no-obligation meeting
In this meeting, we’ll get to know you, ask you about you and your goals and answer any questions you may have.
STEP 02Upfront fee proposal
We present you with an upfront fee proposal. If you’re not 100% comfortable, you’ll have invested nothing but your time.
STEP 03First strategy meeting
In this meeting, we dig deeper to discuss your hopes and dreams, and what financial security or financial freedom looks like for you. We discuss your specific financial goals and how to get there.
STEP 04Strategy modelling meeting/s
We prepare several financial models bespoke to your individual circumstances to show you various options to unlock the future you want, outlining what those options would involve today, which includes share investing, property investing, super, insurance, estate planning, retirement planning and more.
These models will allow you to see how the decisions you make today will impact you from a cash flow and wealth perspective, giving you the confidence to take action with a certain pathway.
STEP 05Formal advice from financial planners
We’ll develop a formal statement of advice (SOA) for you to review. This contains our formal financial advice. The SOA will set out everything we’re going to do for you to help you achieve your financial goals.
STEP 06Paperwork made easy
We’ll prepare all the necessary documents for you to sign and send these to you electronically to make the process as easy as possible.
STEP 07 Implementation support
We implement your financial plan including advising on investment strategy, handling cash flow planning, and liaising with your financial institution or third-party service providers who need to be involved in executing your plan. You’ll be involved at every step, but we’ll do the heavy lifting to make things happen.
We’re helped in this by having ready access to the expertise of our sister companies property research firm Binnari Property which specialises in property investment and mortgage broking company Orium Finance which specialises in securing finance
STEP 08Ongoing reviews
We work with you to refine and update your financial strategy as your goals or needs change. We’ll work with you to ensure it’s kept up to date and applies to your current financial situation.
Alongside its full-time residents, Brisbane has a significant number of people who’ve recently relocated from other cities. They often bring proceeds from selling a home down south and are seeking advice on where to invest this money or what to do with it next. Living costs also tend to be a bit lower in Brisbane than in other major Australian cities, so households generally have more spare income each month.
However, the gap in property prices is narrowing quickly as Brisbane’s market continues to climb. This adds pressure to make decisions sooner rather than later, and creates strong demand for advice on things like whether to buy property now, how to invest proceeds from a recent home sale, and ensuring insurance is adequate given Brisbane’s higher exposure to flood and storm risk.
Overall, it’s a demographic actively building their finances during a period of change, rather than one with everything already settled.
How Much Does a Financial Advisor Cost?
We do not charge for our initial consultation, as we like to understand you and your objectives first. This helps us see how we can add value to your future. Once we’ve ascertained the potential value our team can provide, we will prepare a cost proposal. This proposal will outline specific fees, where they come from, and why. Only after you’ve signed off on these fees will you be charged.
Is a Financial Advisor Actually Worth it?
Financial advisors can be worth it if you have complex tax situations, a major life change like an inheritance or retirement, or emotional blind spots with regards to finances. If you have a simple income and basic savings, self-education using free online tools may suit your situation better.
However, Montara Wealth’s free initial consultation solves cost concerns as we can advise you on next steps, free of charge. Our team will be upfront about whether or not a financial advisor can benefit, plan, and support your future goals.
How Much Money Should You Have Before Getting a Financial Advisor?
You do not need to have a certain amount of money to seek the support of a financial advisor for your wealth planning and management. It depends, and varies, mostly on the type of advisor you choose. Traditional advisors sometimes set a minimum price of investable assets, while newer services and models have no minimums at all.
How Often Should I Meet With My Financial Advisor?
Generally, you should meet with your financial advisor at least once per year for a full checkup. However, the best approach will depend on your age, financial situation, and what is happening in your life.
Montara Wealth includes details about the consistency of consultations in our strategy with you, so you will know what will work for your specific scenario.
When Should I Speak to a Financial Advisor?
A common misconception is that you require large sums of money before engaging a financial advisor. It’s actually more often that the reverse is true. A good financial advisor can help you design and implement a strategy that enables you to create wealth and assist with major life decisions e.g. purchasing a family home.
What Does a Financial Planner in Brisbane Actually Do?
A financial planner looks at the full picture of your finances, both where you are now and where you want to be. We help you set clear life goals, build a savings and investment roadmap, and keep your spending on track for the future. By developing a strategy around your assets, income, and savings, financial planners help take the stress out of planning for tomorrow.
HOW WE WORK WITH BRISBANE CLIENTS
Our advisers work with Brisbane clients by video and phone, so you get the same team and the same planning process without needing to travel.
Your first consultation is free. We'll use it to understand your goals and current position, then set out how we can help and what it would cost. You're only charged once you've agreed to the fees.
(02) 8330 3733
Monday-Friday: 9:00 AM – 5:30 PM (Sydney time)
Book Your Financial Consultation Today
Montara Wealth is backed by a thorough understanding of Brisbane’s financial landscape and current market trends. We guide you through every challenge with full transparency, no guesswork, just results.
So whether you’re looking to build wealth, secure your family’s financial future, or simply make sense of your current situation, Montara Wealth is here to help turn your financial aspirations into reality.
- Free, no-obligation introductory meeting. Your information stays private.
