Blog & insights
Is Being Comfortable Costing You Your Financial Future?
Most people who put off planning their finances are not lazy or careless. They are comfortable. Life is busy, work is steady, the family is happy, and the honest feeling is that
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Should I take money out of super before the new tax starts?
Division 296 – the new tax on large superannuation balances – is now law and takes effect from 1 July 2026. If your super balance is approaching $3 million, it’s natural to
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How do the Budget changes affect my retirement plan?
There’s a lot in the 2026-27 Federal Budget, and even now, there’s still some uncertainty about what it actually means for individual retirement plans. Over the past few weeks, we’ve been having
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Should You DIY Your Financial Advice, or Pay a Professional?
It’s a fair question, and as someone who loves a project around the house, I get the appeal of doing it yourself. The honest answer is that it depends on the job,
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Should I use super to pay off debt when I retire?
It’s a fair question, and one that comes up a lot as people get close to retirement. You’ve built a decent super balance, you’ve got some debt hanging around, and the temptation
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Should I pay off my home before I start investing?
It’s one of the great Australian money debates. Clear the mortgage first, then invest with a clean slate? Or invest along the way and carry the home loan a bit longer? The
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Should I pay off car loans and credit cards before investing?
It’s one of the most common questions I get asked, and it’s a good one. You’ve got a car loan, maybe a credit card, and some spare cash or borrowing power. Do
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How Much Cash Should You Hold In Retirement?
Cash is one of the trickiest balances to get right in retirement. It comes up in almost every conversation we have with clients looking for a retirement planning advisor in Sydney to
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