Blog & insights
What’s One Of Your Best Financial Planning Tips?
If you ask a financial planner for one tip, you might expect something about tax, super contributions or a particular investment. My answer is more basic than that, and in my experience
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Is It Better to Take My Super as a Lump Sum, or as Income?
It’s one of the most common questions I’m asked by people approaching retirement. After years of building up a superannuation balance, should you draw it out as a lump sum or take
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Is “Earning More” the Only Answer to Having a Better Retirement?
When people think about improving their retirement, the first idea is almost always to earn more, whether that means a promotion, a pay rise or a better-paid job. More income clearly helps,
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How Much Risk Should You Take in Retirement?
Almost everyone approaching retirement has absorbed the same piece of advice, which is that it is time to take less risk. The honest answer is that it depends, because “less risk” only
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How Much Do I Need to Retire?
This is the question I get asked more than any other, and people are almost always hoping for one number they can write down and work towards. The honest answer is that
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Super Contribution Caps 2026-27: What high-income earners should know
A new financial year usually means new super contribution caps, and this year is no exception. With the 2026-27 changes now a couple of months in, the question we’re hearing from high-income
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Financial planning for bonuses, RSUs and employee share schemes
Almost every workplace has someone who’s the “expert” on RSUs or employee share schemes, and almost as often, what gets passed around as fact is only half right. These aren’t actually complicated
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Why We Tell Clients to Keep Spending on What They Love
Most financial advice starts from the same place. You’re spending too much, and the fix is to want less. Cut the extras, flatten your lifestyle, feel a little guilty about the things
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